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| Regular Shares ($25 Minimum Deposit Required) | Dividend | APY* |
| $25.00 to 2,500.00 | 0.20% | 0.20% |
| $2,500.01 to 25,000.00 | 0.25% | 0.20% |
| $25,000.01 to 100,000.00 | 0.30% | 0.30% |
| $100,000.01 to 250,000.00 | 0.45% | 0.45% |
| $250,000.01 and over | 0.75% | 0.751% |
| Kids Share Accounts | 0.50% | 0.501% |
| Teen Share Accounts | 0.50% | 0.501% |
| Summer Savers $.00 Min- $5k max | 0.30% | 0.30% |
| Christmas Club $.00 Min – $5k max | 0.30% | 0.30% |
| Share Drafts | Dividend | APY* |
| ($.00 Minimum Deposit Required) | 0.10% | 0.10% |
| Teen Checking | 0.10% | 0.10% |
| Money Market Accounts ($5,000 minimum deposit required) | Rate | APY* |
| $0.01 – 4,999.99 | 0.00% | 0.00% |
| $5,000 – 14,999.99 | 0.25% | 0.25% |
| $15,000 – 24,999.99 | 0.30% | 0.30% |
| $25,000 – 49,999.99 | 0.50% | 0.50% |
| $50,000 – 99,999.99 | 1.00% | 1.00% |
| $100,000 – 149,999.99 | 1.20% | 1.21% |
| $150,000 – 249,999.99 | 1.65% | 1.66% |
| $250,000 + | 1.85% | 1.86% |
| Term ($500 Min) | APR | APY* |
| 6 Month | 2.80% | 2.82% |
| 12 Month | 3.10% | 3.14% |
| 18 Month | 3.25% | 3.29% |
| 24 Month | 3.50% | 3.55% |
| 36 Month | 3.55% | 3.61% |
| 48 Month | 3.65% | 3.71% |
| 60 Month | 3.70% | 3.77% |
*APY = Annual Percentage Yield. Rates accurate as of September 14, 2026. Share Savings, Money Market Account and Draft Dividends are calculated on the average daily balance. Share Savings are compounded and posted semi-annually. Money Market Accounts and Share Certificates of Deposit are compounded and posted quarterly. Draft dividends are posted monthly.
Share Certificates of Deposit: Fees, service charges, and withdrawals may reduce earnings. Early withdrawal penalties may be assessed. APY assumes interest will remain on deposit. Account Disclosures available upon request.