Accounts

savings accounts long

Checking and Savings Accounts

Open up a checking or savings account today with us so you can establish your membership with your community credit union. Our members are our top priority here. Call for membership eligibility or apply online today.  

Why Open a Checking Account with Us?

  • Its free to open
  • No minimum balance is required
  • No services fees or extra charges
  • Online Banking is available for your convenience 
  • Earn money with a great interest rate
  • Checks Available
  • Free Debit Card

Why Open a Savings Account with Us?

  • Earn more money with a great interest rate
  • No special fees
  • Its free to open
  • Online Banking is available for your convenience 
  • Minimum Balance of $25

You can apply for Membership at Romney FCU online today!

Apply for Membership


Regular Shares ($25 Minimum Deposit Required)DividendAPY*
$25.00 to $2,500.000.20%0.20%
$2,500.01-$25,000.000.25%0.20%
$25,000.01-$100,000.000.30%0.30%
$100,000.01-$250,000.000.65%0.651%
$250,000.01 and over0.75%0.751%
Share Draft Checking $0.000.10%0.10%
Christmas Club $.00 Min0.20%0.20%
Summer Savers $.00 Min0.20%0.20%
Kids Club Accounts $25.00 Min0.20%0.20%

*APY = Annual Percentage Yield.  Rates accurate as of May 13, 2024.  Share Savings and Draft Dividends are calculated on the average daily balance. Share Savings are compounded and posted semi-annually.  Draft dividends are posted monthly.

Money Market Accounts ($5,000 minimum deposit required)Rate
$0.01-$4,999.990.00%
$5,000-$14,999.990.50%
$15,000-$24,999.990.75%
$25,000-$49,999.991.50%
$50,000-$99,999.992.50%
$100,000-$149,999.993.50%
$150,000-$249,999.994.00%
$250,000 +4.50%
Rates accurate as of May 13, 2024.  Money Market Dividends are calculated on the average daily balance. Money Market Accounts are compounded and posted quarterly.  Rates are not guaranteed and subject to change at any time. Terms & Conditions apply.

Certificates of Deposit

Term ($500 Min)APRAPY*
6 Month2.99%3.01%
12 Month3.10%3.14%
18 Month3.25%3.29%
24 Month3.45%3.50%
36 Month3.25%3.30%
48 Month3.10%3.15%
60 Month2.99%3.03%

Annual Percentage Yield (APY) shown here is as of May 13, 2024. Fees, service charges, and withdrawals may reduce earnings. Early withdrawal penalties may be assessed. Contact an employee for further information regarding applicable fees and terms. A complete account disclosure is available. The APY assumes interest will remain on deposit. Minimum deposit for all regular CDs is $500 to open.

Our office will be CLOSED-Monday May 27th in honor of Memorial Day!
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