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2024 Disclosures

Please review our disclosures and policies for 2024. If you have a question about the information provided below or would like to opt in to a service/product, please contact a representative at our office located at 62 W. Main St. Romney, WV 26757 or by calling 304-822-3116.

Membership Account Disclosure
Courtesy Pay / Overdraft Policy
Courtesy Pay / Overdraft Printable Form
Funds Availability / EFT Policy Disclosure
Truth In Savings Policy
Privacy Policy / Fee Schedule
WV Vehicle Tax Update

All Romney FCU staff are trained/certified annually on AARP Bank Safe regulations.

SectionOld ThresholdNew Threshold
Minimum Amount$225$275
Cash Withdrawal Amount$450$550
New-Account Amount$5,525$6,725
Large-Deposit Threshold$5,525$6,725
Repeatedly Overdrawn Threshold$5,525$6,725
Check Hold Regulations (Reg CC) – Effective July 1, 2025
Please note the Account Verification Audit process on your statements. This is one of many internal control processes followed by RFCU to help ensure the accuracy and reliability of our financial reporting system for the protection of our members. If you have any questions regarding our account verification process, you may contact RFCU.
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